How to Set Up Payments With Paystack on TextMint

Getting paid is the part of running a business online that cannot afford to go wrong. TextMint is built so you can start accepting payments from customers without needing to set anything up first, and connecting your own Paystack account is there for when you want payments to land directly in an account you control.

The two ways payments can work

By default, TextMint can process customer payments for your business without you needing your own Paystack account first. This means you can start selling and taking real payments right away, without a verification step standing between you and your first sale.

Connecting your own Paystack account is a separate, optional step. It generally makes sense once your business is established and you want payouts to go directly to an account fully in your name, rather than through TextMint’s own payment rail. Neither path is wrong, they suit different stages of a business, and you can ask TextMint which one fits where you are right now.

What Paystack needs to verify your account

If you choose to connect your own Paystack account, Paystack will ask you to verify who you are and, depending on your setup, who your business is. This typically includes your BVN and some basic business information. This is not something TextMint invented or added on top, it is the standard process Paystack uses for every account on its platform, because Nigerian financial regulation requires it and because it protects real money moving through real accounts.

It can feel like a lot the first time you go through it, especially if you are used to simpler tools. Treat it the way you would treat opening a proper business bank account, a one time step that unlocks something more solid on the other side.

How to start connecting Paystack through TextMint

Tell TextMint on WhatsApp that you want to connect your own Paystack account. It will walk you through what is needed and point you toward the right steps on Paystack’s side. You do not need to already understand Paystack’s dashboard or verification process before starting this conversation, TextMint can guide you through what comes next.

If verification is taking a while

Verification timing sits with Paystack, since they are the ones reviewing what you submit. If it feels slower than expected, that is not unusual, especially during busier periods. The best move is to ask TextMint to help you check where things stand, and to make sure everything you submitted to Paystack was complete and accurate, since incomplete details are the most common reason a review takes longer.

Staying confident through the process

It is normal to feel a little uneasy handing over BVN and business details, especially the first time. What helps is remembering that this same process protects every legitimate business and every legitimate customer using Paystack, it is not something that singles you out. If anything about a specific payment, payout, or verification status ever feels unclear, do not guess, just ask TextMint directly. It can look at your actual account and give you a real answer rather than a general one.

What this means for your customers

None of this changes how a customer experiences paying you. Whether you are on TextMint’s built in payment handling or your own connected Paystack account, your customers still pay the same simple way, through the payment link or checkout your website gives them. The difference is entirely on your side, where the money ends up and how it gets there.